Market intelligence · MortgageImplemented MVP · synthetic data
Atlas Mortgage Intelligence
An evidence-backed mortgage-market intelligence workspace that ranks deterioration signals, explains their drivers, and preserves a verifiable record of how each conclusion was produced.
Outcome / decision impact
Made market-deterioration rankings inspectable and reproducible, separating deterministic scoring from AI-supported interpretation and borrower-level decisions.
25,000-row synthetic portfolio0–100 transparent scoringTamper-evident evidence ledger
My contributionProduct strategy, market-intelligence architecture, evidence design, evaluation, and end-to-end implementation.
01 · Problem
The decision was obscured by fragmented evidence.
Mortgage-market evidence is fragmented across economic, housing, rate, and portfolio signals. Atlas Mortgage Intelligence converts those inputs into a transparent ranked view without asking an AI model to calculate the score or make borrower-level decisions.02 · System
Designed as a decision surface—not a black box.
- Deterministic 0–100 deterioration scoring from normalized public and open market inputs
- Specialist agents for evidence retrieval, interpretation, comparison, and citation-grounded explanation
- Market rankings, drill-downs, component contributions, freshness, confidence, and coverage
- Tamper-evident hash-chain ledger with dataset snapshots, version provenance, and verification receipts
03 · Trust boundary
What this is—and what it is not.
Independent proof of concept built with verified public/open sources and a generated 25,000-row synthetic mortgage portfolio. The local MVP does not require an OpenAI key. It is not affiliated with Freddie Mac and does not provide lending, investment, legal, compliance, appraisal, underwriting, or credit advice. A credential-free public demo is planned.